budget

Have You Been Widowed?

Let me help!

Millennial Money

“You try to plan your cash flow perfectly, but unexpected problems and unforeseen timing can result in overdrafts for even the most careful people.”

Back to School Advice

Where to Find Kathy Online

The Middle of the Night Call – How to Protect Family Finances When Children Make Mistakes

Kathryn Hauer, CFP®, EA

Apr 17
5 min

The Middle of the Night Call – How to Protect Family Finances When Children Make Mistakes

How can you best protect your child, yourself, and your finances when an emergency occurs?

8 views

Kathryn Hauer, CFP®, EA

Aug 15, 2020
4 min

Run Your Family Like A Corporation

By acting like a thriving corporation, your family can be more successful.

7 views

Gun-Slinging Your Money in the Wild West of Financial Deregulation

Kathryn Hauer, CFP®, EA

Aug 11, 2020
4 min

Gun-Slinging Your Money in the Wild West of Financial Deregulation

What might deregulation mean to your personal finances?

4 views0 comments

Take Stock of Social Security Retirement Benefits

Kathryn Hauer, CFP®, EA

Aug 5, 2020
4 min

Take Stock of Social Security Retirement Benefits

When you retire and no longer earn money, you’ll probably need to rely on a combination of your savings and your Social Security retirement.

1 view

Fixed Income Investing: Bonds vs Bond Funds in a Rising Rate Environment

Kathryn Hauer, CFP®, EA

Aug 1, 2020
4 min

Fixed Income Investing: Bonds vs Bond Funds in a Rising Rate Environment

Investing in a bond “fund” is different in several crucial ways from investing in a single bond.

3 views0 comments

The 1065 and Your LLC – How Much in Penalties?!@*#?!

Kathryn Hauer, CFP®, EA

Jul 25, 2020
3 min

The 1065 and Your LLC – How Much in Penalties?!@*#?!

Crazy high 1065 late penalty for your LLC? Here's what to do.

265 views0 comments

Kathryn Hauer, CFP®, EA

Jul 23, 2020
6 min

Not All Debt is Bad

So, should sensible people say no to debt? Probably not.

0 views0 comments

4 Money Must-dos If You Want Basic Financial Security

Kathryn Hauer, CFP®, EA

Jul 5, 2020
4 min

4 Money Must-dos If You Want Basic Financial Security

What really matters when it comes to financial safety?

1 view0 comments

How to Cope When You Don’t Know the Ending – Covid-19

Kathryn Hauer, CFP®, EA

Jun 21, 2020
3 min

How to Cope When You Don’t Know the Ending – Covid-19

Yes, I always read the last pages of a book first so that I know how it ends. Why? Because I like to prepare myself for the worst.

6 views0 comments

Could Cooking at Home Actually Be MORE Expensive than Eating Out?

Kathryn Hauer, CFP®, EA

Jun 11, 2020
5 min

Could Cooking at Home Actually Be MORE Expensive than Eating Out?

Conventional wisdom has us believe that cooking at home is always less expensive than eating out. Is it? Maybe not.

16 views0 comments

Kathryn Hauer, CFP®, EA

Jun 7, 2020
4 min

Happy Marriages and Financial Planning

Couples in happy marriages do lots of things together, including financial planning.

2 views0 comments

Mother Hubbard’s Crying the Tax-Kickin’ Blues: How the TCJA Hurts Your Big Family

Kathryn Hauer, CFP®, EA

Jun 5, 2020
4 min

Mother Hubbard’s Crying the Tax-Kickin’ Blues: How the TCJA Hurts Your Big Family

If you have a lot of kids, you are probably paying more total taxes as a result of TCJA tax reform than you did before.

8 views0 comments

“Redefining Success”: A Euphemism for Unfair Pay?

Kathryn Hauer, CFP®, EA

May 29, 2020
7 min

“Redefining Success”: A Euphemism for Unfair Pay?

“Redefining success” breaks down where wages earned though paid work are not sufficient to support a healthy, financially safe life.

8 views0 comments

Kathryn Hauer, CFP®, EA

May 28, 2020
3 min

Are Life Insurance Benefits Taxed?

Life insurance proceeds are generally not taxable to the recipient. Why?

5 views0 comments

Tips for Parents Who Are Struggling Financially

Kathryn Hauer, CFP®, EA

May 16, 2020
6 min

Tips for Parents Who Are Struggling Financially

How can you be the best parent you can be when you don’t have enough money?

3 views0 comments

{"items":["5f480d2ec7223e00175c44fe","5f442a77803ba90017a62c8a","5f43e6cbbdc83d0017fc7984","5f43a12ea2697f00177b94bb","5f43a26f1a509500175eea7f","5f1ff8f20423520017ce5751","5f8dc17211a27d00177343c7","5f20016f439a550017b70e73","5ef4d9672742220017faef7d","5ee90ff0ae3c4e002d0d0570","5f083cb0a47390001755a48b","5ed94cfcb8634100179cc94c","5ed111ef300da20017536257","5ed67afbd642080017a4714a","5ec30e0824cdbb0017390e37"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"fill","cubeRatio":1.3333333333333333,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"rotatingScatter":"","chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":1,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCropRatios":"","columnWidths":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":1,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":1,"mobilePanorama":false,"placeGroupsLtr":true,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_ON_THE_RIGHT","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"scrollDuration":400,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":0,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":1,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"jsonStyleParams":"","gallerySizeType":"px","gallerySizePx":938,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_12","value":"rgba(218,218,218,1)"},"showVideoPlayButton":true,"galleryLayout":2,"targetItemSize":938,"selectedLayout":"2|bottom|1|fill|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":false,"externalInfoHeight":0,"externalInfoWidth":0.5},"container":{"width":938,"galleryWidth":970,"galleryHeight":0,"scrollBase":0,"height":null}}