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for Any Phase of Your Life

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Who to trust? Hard to know. But good ways to judge are the transparency of advisors with financial certifications, pertinent education, and an open door.  Walk through our door; we can gently guide you in the right direction.

Interested in a bit of financial planning guidance? We offer subscription-based financial planning for a reasonable fee.


Or, hire Kathy, a CERTIFIED FINANCIAL PLANNER™  for your custom financial plan, large or small.  Call us!

As your personal Chief Financial Officer, Wilson David can assist you with financial planning during all phases of your financial life.  Whether you are just graduating, starting a family, saving for your child’s college education, transitioning from military service, recently widowed or divorced, planning for retirement, or looking ahead to ensure that your heirs get all they should from your life’s work, we will give you cash flow guidance and help you develop a dynamic plan for your financial future. Learn more about CFP board certification at the CFP website.


Graduates - For those of you who are just entering the work force or completing college, we can help you evaluate what you are bringing in relative to what is going out. We’ll help you develop a budget so that you have money left over for saving, investing and some fun.  Kathy is also an adjunct professor at the University of South Carolina - Aiken, and she particularly enjoys holding learning seminars for your age group.


New Parents - If you’re just starting a family, you have expenses you may never have considered before. The cost of formula and diapers and so forth can be surprising - let alone the money you may have borrowed to get your new child’s room just right. Maybe you are also trying to save for your first home or are thinking about your child’s college education.  Wilson David can help you establish a budget and guide you through these financially stressful times with more confidence.


Veterans - Kathy’s husband was a submariner, and Kathy attended the US Naval Academy for two years in the 1970s. We have been retired for many years, but we remember well the overwhelming feeling of looking for new employment while the bills started to pile up.  When you’re in the military, help is available everywhere you turn. That’s not the case in civilian life. We have a soft spot for veterans and can help you make sense of your current financial situation and get you on a solid civilian footing.


Loss of a Spouse - Our planning and management services are especially valuable for individuals who are in transition. If you are recently widowed or divorced, we can help you use the money you have acquired to begin drawing an income to completely replace or supplement your current income. You will find Wilson David a comforting and secure place to come. We can help make the money you helped create work for you.


Nearing Retirement - If you are just starting to plan for retirement or have started planning but your 401(k)s and IRAs are in different accounts from previous employers, we can help you roll-over or consolidate those accounts under one roof.  Even better, we offer a substantially greater number of investment choices than your typical employer based 401K. Let us review your current holdings and show you how you can increase your portfolio’s diversification and improve your investment results.


Retirees - It’s not just what you earn, but what you keep that counts. And after you are gone, it is not what you leave, but what is left, that matters. It's never too early to begin thinking about your legacy. Contrary to what many people think, you don't need to be a millionaire to have an estate plan. An estate plan is an important part of any ongoing financial planning process. As of 2015, you are required to file Federal estate taxes if your estate is worth more than $5,430,000. Each state has different estate tax laws and minimum wealth requirements for invoking payment of estate or inheritance taxes by your heirs. Wilson David can review your current and potential net worth and help you make a plan to protect as much of your hard-earned money as possible, preserve your legacy, avoid the hassle of probate, and help you make sure your money goes to those you want it to. 


Complete financial plans start as low as $450 for Wilson David clients and $1500 for non-clients or by custom design with our hourly rates.  Mini-plans, focused plans, and plans for special circumstances can be designed based on negotiated hourly fees.

Beware of little expenses. A small leak will sink a great ship.
Benjamin Franklin

Sorry to be Debbie Downer, but you've gotta get your finances under control if you want to live with less worry today and to set yourself up for comfort in your old age. We're not here to nag or make you feel bad, but we've got techniques and recommended actions that can help propel you in the right direction. Call for a chat - it's not going to cost you anything to get to know us.

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